Loans calculators

Calculate your monthly car payment including trade-in value and sales tax.

Calculate the monthly payment and total interest on a personal loan.

Estimate a monthly student loan payment under an income-driven repayment plan structure.

Compare the total cost of leasing vs. financing a car over a given number of years.

Convert loan fees and interest into an estimated annual percentage rate for cleaner loan comparisons.

Estimate small-business loan payments, interest, fees, net proceeds, and debt service coverage.

Compare current debt payments against a consolidation loan to estimate savings and payoff impact.

Estimate interest-only construction loan payments, draw interest, and permanent mortgage payment.

Calculate debt service coverage ratio and rental income cushion for investor loan qualification.

Estimate fixed home equity loan payment, total interest, combined LTV, and cash after fees.

Compare current student loan payments with a refinance offer to estimate payment and interest savings.

Compare total cost of a title loan against a lower-cost personal loan alternative for the same amount.

Compare total cost between a debt consolidation loan and a 0% balance transfer credit card offer.

Estimate hard money loan cost including points, interest-only payments, and total financing cost.

Estimate interest-only draw period payments and repayment period principal-and-interest payments for a HELOC.

Compare no-documentation loan payment against a comparable traditional documented loan rate.

Estimate total title loan cost and effective annual rate from monthly fee percentage and loan term.

Calculate monthly boat loan payment and total interest from loan amount, rate, and term.

Calculate monthly RV loan payment and total interest from loan amount, rate, and term.

Calculate monthly motorcycle loan payment and total interest from loan amount, rate, and term.

Estimate net monthly cost of a solar loan after accounting for estimated electric bill savings.

Estimate new consolidated monthly payment and total cost when combining multiple debts into one loan.

Estimate monthly payment and total savings from adding a cosigner to qualify for a lower interest rate.

Estimate 401k loan payment and the opportunity cost of lost investment growth on the borrowed amount.

Estimate SBA 7(a) loan payment including the guarantee fee added to the financed amount.

Estimate total franchise startup cost, required down payment, and monthly loan payment.

Estimate maximum loan amount and total financing cost for a fix-and-flip project based on after-repair value.

Estimate mezzanine debt annual cost and verify capital stack allocation against total project cost.

Calculate monthly manufactured or mobile home loan payment from loan amount, rate, and term.

Calculate monthly timeshare loan payment and total interest cost over the loan term.

Calculate monthly wedding loan payment and total interest cost from loan amount, rate, and term.

Estimate payoff time and interest saved from adding extra monthly payments to any loan.

Estimate student-loan payoff date, total interest, extra-payment savings, and repayment acceleration.

Estimate Parent PLUS repayment, interest cost, consolidation effect, and monthly payment pressure.

Calculate true personal-loan APR from interest rate, origination fee, payment schedule, and loan term.

Estimate secured-loan payment, collateral coverage, loan-to-value, and repayment cost.

Estimate interest-only or repayment cost for a revolving line of credit from balance, rate, draws, and payments.

Calculate LTV ratio from loan balance and collateral value, with equity and risk interpretation.

Compare current auto loan payment with a refinance offer to estimate monthly and interest savings.

Estimate medical procedure financing payment, interest, fees, and payoff schedule.

Estimate renovation loan payment, interest, project budget, and payment affordability.

Estimate payday loan fee, effective APR, rollover cost, and repayment pressure.

Estimate installment loan payment, total interest, fees, and payoff date.

Estimate bridge loan interest, fees, payoff amount, and carrying cost before sale or refinance.

Compare two loans by monthly payment, APR, fees, total interest, and payoff cost.

Estimate interest savings and payoff acceleration from one-time or monthly prepayments.

Estimate business loan payment, debt service, origination fees, and cash-flow coverage.

Estimate equipment financing payment, depreciation offset, total interest, and ownership cost.

Estimate origination fee cost, net proceeds, APR pressure, and cash needed at closing.

Estimate balloon loan payment, remaining balance, refinance need, and total interest.

Estimate payoff pressure for research-career borrowers using stipend, salary path, repayment, and interest.

Estimate monthly financing, total interest, and utilization break-even for lab equipment purchases.

Estimate temporary education bridge-loan cost between tuition deadline and financial-aid disbursement.

Estimate certification loan payoff from expected salary lift, exam fees, study time, and interest.

Estimate monthly loan payment, total interest, payoff timing, and repayment pressure for a general fixed-rate loan.

Estimate the recurring payment needed to repay a balance from loan amount, rate, term, and payment frequency.

Break a fixed-payment loan into principal, interest, remaining balance, and payoff schedule over time.